Home Buying 101
With the spring here, there is not a more appropriate topic than home buying. This blog is my intention to educate you on home buying. Home shopping is not as simple as it sounds, as it requires careful planning, saving, and desires. There are many factors that go into buying a home and lets start off […]
Economy Prediction for 2025
The global economic outlook for 2025 suggests moderate growth and improving financial conditions, with some regional variations: United States: The U.S. economy is expected to avoid a recession in 2025, with growth driven by a strong labor market and moderate consumer spending. Inflation is declining, and interest rates are projected to ease gradually. Real estate […]
Holiday Shopping Budget
It’s almost that time for the holidays! I wanted to paint you a picture of how much money people spend, and the economic impact holiday shopping has on the economy. The average dollar amount spent on Christmas in the U.S. varies yearly, but recent data from 2023 suggests that consumers spent around $942 […]
The History and Future Of Cell Phones
Growing up, the only people that had cell phones for props were actresses and actors. Today, ten-year-olds have them. The phones have become a necessity as well as one of the most expensive utility bills. I vividly remember the first cell phone as it was big, heavy, and came in a case. The evolution of […]
Turbulent Spring?
As we head into spring, the economy has never been so turbulent. The Fed was supposed to cut rates, but at their meeting, they did an about-face and didn’t cut rates but stated cuts may not come this year. Mortgage rates soared, and the stock market tanked on the news. The job market remains strong, […]
Why Gen Z Brings Value to the Workplace
Gen Zers tend to be more highly educated, bringing a wealth of knowledge into the workplace. Most Gen Zers have grown up using Chromebooks at school, and many will have learned coding through Minecraft Education or other applications. As such, Gen Zers display high levels of digital literacy and can teach older generations nifty tech […]
Divorced Women Face Financial Challenges
Women who go through divorce may face various financial challenges as they navigate the transition to singlehood. Factors such as division of assets, alimony, child support, and individual financial responsibilities come into play. It’s crucial for divorced women to: 1. Understand Finances: Gain a clear understanding of their financial situation, including assets, debts, and ongoing […]
Thanksgiving 2023
Hello Spooners! I hope you and your families had a nice Thanksgiving Day. With the holidays here the Fed has been consumer-friendly in the last two meetings by not raising rates. In fact, gas has dropped and some economists are thinking deflation-prices dropping. Could holiday cheer be any better than that? That news is a great segue to […]
Holiday Budget
With the holidays just about two months away this is what the economists are preaching for holiday shopping this year:The report predicts that holiday sales, from November 2023 to January 2024 will reach between $1.54 trillion and $1.56 trillion. The projections represent more moderate growth than last year when holiday sales increased 7.6% and reached […]
The buy now pay later?
The buy now pay later is a force and real in consumerism. My humble opinion this growing trend is dangerous to all parties involved. Americans will take on more debt and make prices of the product or service increase as the cost to pay the provider takes longer so they tack on the cost to […]